THE FAIR DEBT COLLECTION PRACTICES ACT 1

September 132009

Section 801 Short title.
Section 802 Congressional findings and declaration of purpose.
Section 803 Definitions

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Abuse by Debt Collectors and how to deal with them.

September 12009

Abuse by debt collectors! Don’t let it happen to you. www.creditwrench.com

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Credit Card Collapse

August 262009

How to deal with Credit Card Debt. Collection agency will be after you. Action: 1. Read Fair Debt Collection Practices Act. Know your rights. Do not blow 30 day window to dispute the debt (validate it). Download letter sample at http://www.awakeningblog.com/books.html
If they call you tell them that you understand that they want to collect debt, so please send me letter so I know who is trying to collect it. Good luck. Please share results if any. Make sure you understand to whom FDCPA applies. It is not a legal advise.

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How To Stop Bothersome Bill Collectors?

August 112009

The Federal Fair Debt Collection Practices Act protects consumers against the bullying tactics that were once stock-in-trade practices of collection agencies. If you feel you are being unduly pressured. Or are you actually being harassed by a bill collector, the FDCPA offers a simple way to put a stop to it. All you have to do is send the bill collection agency a letter saying that that you will not or cannot pay the debt and you want the agency to leave you alone. Send the letter by certified mail, return receipt requested, so you can be sure the agency receives it. Once you have done this, by law the collection agency may not contact you again, except to say that collection efforts have ended or that some legal action is being taken against you. If a collection agency continues to badger you after you have sent the letter, be sure to keep notes about the offending contacts. Then you should notify your state attorney general’s office you may have a legal case against the collection agency.

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DEFAULT !!! Escaping the Debt Trap and Avoiding Bankruptcy

July 272009

An overview of my new book, in which I describe the exact process by which I represented us in court without having to hire an attorney, defeated a credit card collections attorney, forced him to voluntarily dismiss his case against us, and avoided the collection of over $94,000 in credit card debt.

ISBN: 978-0-557-06620-9

http://search.barnesandnoble.com/DEFAULT-Escaping-the-Debt-Trap-and-Avoiding-Bankruptcy/Heidi-Guedel/e/9780557066209/?itm=1

http://www.amazon.com/DEFAULT-Escaping-Debt-Avoiding-Bankruptcy/dp/0557066204/ref=sr_1_1?ie=UTF8&s=books&qid=1244406271&sr=1-1

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Rhode Island debt collector law passed

July 272009

Educate yourself about “debtor’s rights” and stop sleazy debt collectors from collecting any money. http://educationcenter2000.com

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Stop Sleazy Debt Collectors

July 252009

Educate yourself about “debtor’s rights” and stop debt collectors from collecting any money. http://educationcenter2000.com

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Collection agencies and your credit

July 152009

The video faces the credit crunch and the misuses of the credit reporting agencies. Your rights are not covered and the laws do not allow them this right yet they use your credit report for more than loans

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