Collections

When dealing with a collection agency, the most important this is to stay quiet. Say as little as possible. Ask for information about the debt in writing — they are required by law to comply. This gives you time to research your options.

Did you also know that debt collectors are not allowed to call you at work if you’ve told then your employer doesn’t allow such calls?

Union Plus Legal Service can help if you need legal istance with debt collectors. Visit http://UnionPlus.org/Legal or call 1-888-993-8866 to find an attorney.

Debt collectors generate more complaints to the FTC than any other industry. Arm yourself with the information to help put debt collection calls behind you.

Duration : 0:1:42

Read the rest of this entry »

Morgan Drexen provides access to debt settlement through integrated law firms who provide legal representation and negotiates with the creditors to settle consumer debt for a lower amount than what is owed. After the debt is settled, the creditor will send a letter stating the debt obligation was fulfilled, and will report to the credit bureaus that the debt has been, Settled for less than full amount, Paid or Settled.

Creditors will usually settle for less than owed when the debtor is under serious financial strain because if the debtor chooses to file bankruptcy, then the creditor gets nothing. Creditors want to get as much money back as they can. Debt Settlement is a way to get out of debt in the shortest amount of time, and with the least amount of money without filing for bankruptcy. There are some drawbacks though. The IRS considers a forgiven debt as taxable income, so at the end of the year, they will expect taxes to be paid on the settlement. The IRS, however, has a form (#982) available for special hardships. Your attorney will advise you in this matter. Debt Settlement can also be harmful to a debtors credit-rating while they are in the process of settling their debts because creditors wont agree to settle on an account that remains current. The debtors credit report will reflect that they are behind in payments until the debts are settled.
To find out more about Debt Negotiation, click here or call
800-868-1458

Duration : 0:5:37

Read the rest of this entry »

__Expand to see INDEX__

***SECRETS REVEALED***
uploaded from http://www.youtube.com/user/tyrannyofsoulz

This highly informative and easy to understand film by Paul Grignon covers just about everything that isn’t taught in school regarding the corrupt banking system. It explains how these institutions get away with robbing the unsuspecting public by creating monetary policies designed to enslave society, while keeping the system in a perpetual state of rising debt.
_______________________________________

1. Corrupt Banking System - Cartels Robbing the Public
http://www.youtube.com/watch?v=8PQBkSAA5AI
______________________________________

2. Corrupt Banking System - How “Money” is Created
http://www.youtube.com/watch?v=7UwPYUWmEro
_______________________________________

3. Corrupt Banking System - Money is Debt
http://www.youtube.com/watch?v=AVAHJPbyRz0
_______________________________________

4. Corrupt Banking System - Monetary Reform
http://www.youtube.com/watch?v=3KRSoKdjO6I
_______________________________________

5. Corrupt Banking System - Warning About the NWO
http://www.youtube.com/watch?v=9cbYvl_LpNM

DISCLAIMER: No copyright infringement intended. Film used under the fair use act indented for educational purposes only.

Duration : 0:10:57

Read the rest of this entry »

Educate yourself about “debtor’s rights” and stop sleazy debt collectors from collecting any money. http://educationcenter2000.com

Duration : 0:2:33

Read the rest of this entry »

Educate yourself about “debtor’s rights” and stop debt collectors from collecting any money. http://educationcenter2000.com

Duration : 0:1:10

Read the rest of this entry »

My hero, Dave Ramsey, tells of abusive practices and the violation of Federal law incorporated by debt collectors - particularly credit card debt collectors. Most people do not know that they have rights guaranteed to them by the Fair Debt Collection Practices Act (FDCPA) and debt collectors knowingly and habitually break these laws in order to frighten them into paying.

IT IS NOT AGAINST THE LAW TO OWE MONEY!

Do not allow yourself to be lied to (example: “You’re going to go to jail if you don’t pay this” is one of their favorites!) or treated without the dignity you deserve.

KNOW YOUR RIGHTS UNDER THE FDCPA:

Collectors can NOT call you before 8 am or after 9 pm

Collectors can NOT threaten to have you arrested or charged with a crime if you dont pay

Collectors can NOT continue to call after you have indicated you want them to stop (record your conversation with them, tell them you ARE recording it, write the date and time down in a journal, and follow up with a certified letter stating they may no longer call.)

Collectors can NOT call friends, family members or colleagues repeatedly in order to get you to pay (they may call your acquaintances ONCE in order to track you down and may NOT mention that you owe money or give ANY information that would lead someone to believe that they are attempting to collect a debt.)

For more information on your rights under the FDCPA, please visit my website at www.myarrp.com (click on the “Help With Credit” link at the top.)

To the scum debt collectors reading this: We’re mad as and we’re not going to take this any more! We the People are being educated as to your tactics, garnering strength and numbers, and proposing legislation. We’ll be in touch with you…

Duration : 0:5:56

Read the rest of this entry »

The video faces the credit crunch and the misuses of the credit reporting agencies. Your rights are not covered and the laws do not allow them this right yet they use your credit report for more than loans

Duration : 0:3:21

Read the rest of this entry »