Collections

This is an actual recording left by a harassing Debt Collecter who constantly calls and leaves this ridiculous message on answering machines all across the country. Be careful, or you may be next to experience the wrath of this enraged debt collector.

NOTE: This is not the IRS. When the government refers collection of debts to an outside agency, the FDCPA applies. Concerning the issue of harassment, refer to Section 806(5) of the Fair Debt Collection Practices Act (FDCPA)

Link to FDCPA:
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

Although the National Do Not Call Registry does not stop debt collector calls, if you would like to stop harassing telemarketing calls to your number, follow the link below:

http://www.donotcall.gov/

(Refer to the Q & A on their site to see which calls apply.)

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Abuse by debt collectors! Don’t let it happen to you. www.creditwrench.com

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I can’t believe I was treated this way by a billcollector. Read more about them here.

http://www.associatedcontent.com/article/379575/nco_financial_systems_incorporated.html

http://www.vaughns-1-pagers.com/economics/bad-collection-agencies.htm

Starts out with a girl, then switches over to a supervisor named Mr. Velasquez. That’s all the information I have. This audio is a few years old.

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How to deal with Credit Card Debt. Collection agency will be after you. Action: 1. Read Fair Debt Collection Practices Act. Know your rights. Do not blow 30 day window to dispute the debt (validate it). Download letter sample at http://www.awakeningblog.com/books.html
If they call you tell them that you understand that they want to collect debt, so please send me letter so I know who is trying to collect it. Good luck. Please share results if any. Make sure you understand to whom FDCPA applies. It is not a legal advise.

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(Recorded November 2005) Host Claudia Wilner talks with Attorney Brian L. Bromberg on what your rights are in debt collection cases.

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http://debtrelief911.com - Get Rid of Credit Card Debt Now! Learn How to Eliminate Your Credit Card Debts in 90 Days Without Debt Consolidation or Bankruptcy!

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Morgan Drexen provides access to debt settlement through integrated law firms who provide legal representation and negotiates with the creditors to settle consumer debt for a lower amount than what is owed. After the debt is settled, the creditor will send a letter stating the debt obligation was fulfilled, and will report to the credit bureaus that the debt has been, Settled for less than full amount, Paid or Settled.

Creditors will usually settle for less than owed when the debtor is under serious financial strain because if the debtor chooses to file bankruptcy, then the creditor gets nothing. Creditors want to get as much money back as they can. Debt Settlement is a way to get out of debt in the shortest amount of time, and with the least amount of money without filing for bankruptcy. There are some drawbacks though. The IRS considers a forgiven debt as taxable income, so at the end of the year, they will expect taxes to be paid on the settlement. The IRS, however, has a form (#982) available for special hardships. Your attorney will advise you in this matter. Debt Settlement can also be harmful to a debtors credit-rating while they are in the process of settling their debts because creditors wont agree to settle on an account that remains current. The debtors credit report will reflect that they are behind in payments until the debts are settled.
To find out more about Debt Negotiation, click here or call
800-868-1458

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This is part 1 of 2, so make sure to watch part 2! This is my speal on recent experiences with a debt collector. I hope I can help out anyone who sees my entry.

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If we said we can write off ALL of your Debts, Personal Loans and Credit Card debts. You would probably say that it was not possible and too good to be true. Well we know how to do it, using the Law.

Many lawyers and Banks know about this, but they dont want you to know.

Our services should not be mistaken for consolidation loans, bankruptcy, debt management, an IVA or any kind of loan or payment plan to repay all or part of your debt. We do not negotiate financially with your lenders. Neither do we deal with debt collections agencies. We take on all the work that needs to be done from the start, and we will deal with all your correspondence from banks, credit card companies and debt collection agencies.

We offer all this for a one off fee of only £175 this fee covers ALL your debts.

Give us a call at City Legal Solutions (nationwide) 01792 645770 or e-mail us at info@citylegal.org.uk
Let us take care of your finances!

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In this consumer advocacy video I share information with you that you can negotiate a payment settlement with a debt collection agency. Also, I provide you with the URL to get a completely FREE credit report with no opt in programs or strings attached.

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