Even the very rich and famous are struggling to pay their bills in todays awful economy. Both Dr. Phil and Arnold Schwarzenegger get calls from collection agencies due to them not paying their bills, but Dr. Phil thinks that his expertise in the field of psychology could get him out of paying his debt and Arnold believes that since Indian casinos dont pay taxes then neither should he.
Duration : 0:8:30
Don’t allow these types of people to bully you. Know your rights.
State Statutes of Limitations:
http://www.fair-debt-collection.com/SOL-by-State.html#44
Starting Guide to the Do’s and Don’t of Dealing with Collection Agencies:
http://www.brokeass-student.com/how-to-fight-back-against-collection-agencies/
Duration : 0:3:48
http://www.debt-collection-agency-service.com
Debt Collection is the answer but if not done right You will LOSE MONEY. Debt Collection Agencies are everywhere; however, will they do it for FLAT FEE?
Most Online Debt Collection Agencies ask for a percentage and end up keeping A LOT of YOUR MONEY.
Stop giving cash away to Debt Collections.
Use Debt Collection Techniques and Debt Collection Strategies THAT WORK.
You can Collect your Debt in any State; California, New York, Texas, Louisiana, Mississippi, Arkansas, Kansas, Arizona, Nevada, Oregon, Washington, Idaho, Utah, West Virginia, Maine, Rhode Island, New Jersey, Georgia, Hawaii, New Mexico, Oklahoma, Nebraska, Iowa, North Dakota, North Carolina, Florida, South Carolina, Tennessee, South Dakota, Montana, Wyoming, Massachusetts, Connecticut, Michigan, Ohio, Illinois, Indiana, Colorado, Alaska, Virginia, Vermont, New Hampshire, Wisconsin, Alabama, Minnesota, Pennsylvania, Missouri, Kentucky, Maryland, Washington DC.
http://www.debt-collection-agency-service.com
Duration : 0:2:26
It is a conflict of interest for collection agencies and credit reporting agencies to have a business relationship. This is not fair to the consumer!
Duration : 0:2:57
Collection Agency, Michigan, Massachusetts; American Profit Recovery recently held their third annual employee week to celebrate their tremendous and dedicated workforce. APR has been honored as one of the top collection agencies in the country to work for and this is part of the reason. http://www.americanprofit.net/
Duration : 0:1:57
Looking for a debt collection agency but don’t want to get stung by debt collection traps? Sign up at http://www.nzdebtcollection.co.nz/free-online-debt-collection-training for free multi-media debt recovery online training
Duration : 0:6:22
The Federal Fair Debt Collection Practices Act protects consumers against the bullying tactics that were once stock-in-trade practices of collection agencies. If you feel you are being unduly pressured. Or are you actually being harassed by a bill collector, the FDCPA offers a simple way to put a stop to it. All you have to do is send the bill collection agency a letter saying that that you will not or cannot pay the debt and you want the agency to leave you alone. Send the letter by certified mail, return receipt requested, so you can be sure the agency receives it. Once you have done this, by law the collection agency may not contact you again, except to say that collection efforts have ended or that some legal action is being taken against you. If a collection agency continues to badger you after you have sent the letter, be sure to keep notes about the offending contacts. Then you should notify your state attorney general’s office you may have a legal case against the collection agency.
Duration : 0:3:53
Looking for a debt collection agency but don’t want to get stung by debt collection traps? Sign up at http://www.nzdebtcollection.co.nz/free-online-debt-collection-training for free multi-media debt recovery online training
Duration : 0:7:41
http://www.consumeractiongroup.co.uk This is the second part of the fourth video in a series of five looking at how best to deal with debt collection agencies. This is how to protect yourself from telephone harassment.
Duration : 0:7:19
The Unfair Terms in Consumer Contracts Regulations 1999 (Section 2083)
The Administration of Justice Act 1970
Consumer Credit Act 1974
Data Protection Act
The Consumer Protection from Unfair Trading Regulations 2008
The Solicitors Act 1974
All recommended bedroom reading, for all those boys and girls being pestered and harassed for money by UK-based collection agencies — money that these agencies may well not even have any legal right to. All of the above acts of government legislation centre around the rights of debtors, and all of which DCAs (debt collection agencies) are found to flout on a regular basis.
My next message delves more into Consumer Credit Act 1974, more of the common tricks collection agencies will try to use on you, and how to counter them by costing THEM money and inconvenience. Remember that these companies by and large, are powerless, irrelevant, have no real authority of their own, and can easily be seen off.
Even though some of the content of the recording may seem that I am advocating debt avoidance, this is not quite the case. But I do advocate debt avoidance when companies have been called out to provide proof of debt and fail to do so, and especially so to companies that try to use the law to manipulate people for their own financial gain.
Also, in case the distrustful, deceitful nature of these companies isn’t quite clear enough, then part 2 of this message goes more into the money-men behind the whole scam and why hoping our dear old government will step in just ain’t gonna happen.
What this clip is intended to do is highlight these worthless, impotent con-merchants who are banking on - in more ways than one - people’s ignorance of their rights under law. Remember that these people have as much right to your money as I do to the Crown Jewels. Therefore, they are inconsequential, toothless companies that will a house-brick when you catch them out.
I can’t emphasise enough that if you feel you HAVE to pay the debt - then pay it to the original creditor and nobody else. But join a consumer forum FIRST - www.consumeractiongroup.com and www.moneysavingexpert.com being the two biggest ones - and explore all your options, asking any questions you may have about your debt problem.
Finally, ask yourself this - why should you or anybody else be terrorised into subsiding the CSA’s annual golf tournament, Buchanan Clark and Wells’ holiday home, or one of their weekend -ups?
The UK Collection Industry (spit!) is experiencing a slump due to decreased revenue (aah diddums!), and this is because ‘debtors’ are now becoming more aware of what their rights are and because it’s becoming common knowledge how pointless these companies are, as are the existences of the uni-dimensional call-centre wankers that work for them.
This clip is dedicated to making that slump continue and to put these companies to permanent, long-deserved sleep.
And if you happen to work for one of these companies, then I’m afraid I shall have to pre-empt your replies, and implore you not to waste my time by preaching :-
1. ‘moral duty’
or
2. ‘if you paid your bills…’
If you should mention point 1, it doesn’t suit you. Morals and collection agencies do not belong in the same sentence.
If you mention point 2 and that’s the best you can do, if you want, I’ll go and set a pillow in the middle of the M62 for you.
Duration : 0:6:19