What is PIP?
February 222010
Personal Injury Protection or PIP as it is commonly known is an optional coverage on your auto insurance policy, which you can choose to have or not. What does PIP cover? Basically, in the event of an auto accident where you are injured, PIP will become the primary payer of your medical expenses. It will pay a limited amount of medical costs, wage loss, funeral expenses and loss of services after an auto accident. The major advantage of having Personal Injury Protection coverage is that it will be available to you irrespective of whether the accident is your fault. Having this type of coverage can be very helpful after an injury accident because the insurance company for the at-fault driver will not pay your medical expenses until you are ready to settle the entire claim. An Orange County Lawyer can offer you some necessary advice should you need it.