Collections

i have been told that i will be sued if i do not pay 200 dollars to a certian collection agency 200 per month what is the best recourse for this kind of trouble im trying to get a fresh start in life with responsiblity but cant change the past?

Since you stated that these are medical bills, did you try to set up a payment plan with the hospital? I would call the billing department and state that you want to pay these bills but can not afford the payments that the collection agency wants. Ask them if you can make arrangements with them (hospital) at amount that you can afford. I am not a big fan of bankruptcy, but this is another avenue that you may want to check into.

anymore?
These are collection agencies collecting for student loans.
The person used to rent from me, but now longer lives here. and they keep sending them to me convinced he is here, i guess.

RECYCLE!!! lol….

On the front of the envelope write, "Not at this Address" and put it back in the mail box. Or leave it were the postman will see it!!

anymore?
These are collection agencies collecting for student loans.
The person used to rent from me, but now longer lives here. and they keep sending them to me convinced he is here, i guess.

RECYCLE!!! lol….

On the front of the envelope write, "Not at this Address" and put it back in the mail box. Or leave it were the postman will see it!!

What are some good, effective collection agencies (cheap) and what are their costs? Assuming that the debts needing collected would be $20-$200, usually? Perhaps someone can show me one CA that has its rates on a website or perhaps a comparison site of them?

GOOGLE COLLECTION AGENCIES/SALIFORNIA AND YOU WILL FIND TONS AND THEIR RATES . I DID AND TONS POPPED UP

What are some good, effective collection agencies (cheap) and what are their costs? Assuming that the debts needing collected would be $20-$200, usually? Perhaps someone can show me one CA that has its rates on a website or perhaps a comparison site of them?

GOOGLE COLLECTION AGENCIES/SALIFORNIA AND YOU WILL FIND TONS AND THEIR RATES . I DID AND TONS POPPED UP

I recently sent a goodwill letter to a collection agency (Van Ru Credit Corp) and to the original creditor(Con Edison) to have a paid collection deleted from all 3 of my credit reports. I had an inquiry(Experian) from the collection agency and then a few days later the collection account was deleted from 1 of my reports(Experian again). Is there any chance that Van Ru Credit Corp will delete the accounts from the other 2 credit reports(Transunion and Equifax) anytime soon?

Yeah,there is a chance, but I don’t think so. They may but it is definitely on them. If you challenge them via personally or via a credit repair agency,they are supposed to get back to you and give you an answer within 30-45 days I think, or they will have to delete that information off of the credit report. So, basically you will have to dispute it on the other two agency.

I don’t see a phone number on the credit report for the collection agency. What’s a best way to contact them?

Call the number for the credit reporting agency and ask if they have a contact number for the collection agency. If not, ask for the address, and write to the collection agency.

I don’t see a phone number on the credit report for the collection agency. What’s a best way to contact them?

Call the number for the credit reporting agency and ask if they have a contact number for the collection agency. If not, ask for the address, and write to the collection agency.

I have this one collection agency calling me and my parents house harassing us and giving us major attitude. She continuously threatens us with being served and saying I will either be arrested or kicked out of school? Is it legal for them to do this and what can I do to make them stop?

You need to check the out this website
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm
Also you will have to get an attorney to represent you. Although creditor’s have rights, debtors usually have more rights. The site I gave you is the Fair Debt Collections Practices Act and it outlines the rules that collection agencies must follow. If you feel that they have violated any of these laws please seek legal help.

I have this one collection agency calling me and my parents house harassing us and giving us major attitude. She continuously threatens us with being served and saying I will either be arrested or kicked out of school? Is it legal for them to do this and what can I do to make them stop?

You need to check the out this website
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm
Also you will have to get an attorney to represent you. Although creditor’s have rights, debtors usually have more rights. The site I gave you is the Fair Debt Collections Practices Act and it outlines the rules that collection agencies must follow. If you feel that they have violated any of these laws please seek legal help.